{"id":10,"date":"2023-09-21T13:20:31","date_gmt":"2023-09-21T13:20:31","guid":{"rendered":"https:\/\/www.senoee.com\/?page_id=10"},"modified":"2025-12-29T14:45:01","modified_gmt":"2025-12-29T13:45:01","slug":"insurance-appraisal","status":"publish","type":"page","link":"https:\/\/www.senoee.com\/en\/expertise-prealable\/","title":{"rendered":"Insurance Appraisal"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"10\" class=\"elementor elementor-10\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1353a0 e-flex e-con-boxed e-con e-parent\" data-id=\"e1353a0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ob_use_container_extras&quot;:&quot;no&quot;,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e366282 ob-has-background-overlay elementor-widget elementor-widget-heading\" data-id=\"e366282\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">EXPERTISE PR\u00c9ALABLE<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ec1793d elementor-widget__width-initial elementor-widget-mobile__width-inherit ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-heading\" data-id=\"ec1793d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_use_harakiri&quot;:&quot;yes&quot;,&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_harakiri_text_clip&quot;:&quot;none&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Fiabilisez l'expertise pr\u00e9alable de vos sites assur\u00e9s<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b254217 elementor-widget__width-initial elementor-widget-mobile__width-inherit ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-text-editor\" data-id=\"b254217\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_use_harakiri&quot;:&quot;yes&quot;,&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_postman_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"p1\">Appuyez-vous sur une collecte terrain structur\u00e9e et homog\u00e8ne pour produire des valeurs techniques justifiables et comparables.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9ae66eb e-flex e-con-boxed e-con e-parent\" data-id=\"9ae66eb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ob_use_container_extras&quot;:&quot;no&quot;,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8ad0545 elementor-widget__width-initial elementor-invisible ob-has-background-overlay elementor-widget elementor-widget-image\" data-id=\"8ad0545\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]},&quot;motion_fx_translateY_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:10,&quot;end&quot;:53}},&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_ob_photomorph_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;],&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1905\" height=\"982\" src=\"https:\/\/www.senoee.com\/wp-content\/uploads\/2025\/12\/SENOEE_Expertise-prealable_Assess-2.png\" class=\"attachment-2048x2048 size-2048x2048 wp-image-4802\" alt=\"\" srcset=\"https:\/\/www.senoee.com\/wp-content\/uploads\/2025\/12\/SENOEE_Expertise-prealable_Assess-2.png 1905w, https:\/\/www.senoee.com\/wp-content\/uploads\/2025\/12\/SENOEE_Expertise-prealable_Assess-2-300x155.png 300w, https:\/\/www.senoee.com\/wp-content\/uploads\/2025\/12\/SENOEE_Expertise-prealable_Assess-2-1024x528.png 1024w, https:\/\/www.senoee.com\/wp-content\/uploads\/2025\/12\/SENOEE_Expertise-prealable_Assess-2-768x396.png 768w, https:\/\/www.senoee.com\/wp-content\/uploads\/2025\/12\/SENOEE_Expertise-prealable_Assess-2-1536x792.png 1536w\" sizes=\"(max-width: 1905px) 100vw, 1905px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e48cae ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-text-editor\" data-id=\"8e48cae\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_use_harakiri&quot;:&quot;yes&quot;,&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_postman_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"p1\" style=\"text-align: center;\">Senoee associe le savoir-faire historique de l\u2019expertise pr\u00e9alable \u00e0 la puissance des algorithmes pour fiabiliser les valeurs d\u00e9clar\u00e9es sur la ligne dommages aux biens. Notre approche garantit des donn\u00e9es structur\u00e9es, comparables et objectives, au service d\u2019une meilleure ma\u00eetrise du risque assurantiel. Elle vous permet d&rsquo;am\u00e9liorer votre taux de prime.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a4a089 elementor-widget-divider--view-line ob-has-background-overlay elementor-widget elementor-widget-divider\" data-id=\"2a4a089\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7c40a98 e-flex e-con-boxed e-con e-parent\" data-id=\"7c40a98\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ob_use_container_extras&quot;:&quot;no&quot;,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-070ba55 e-con-full e-flex e-con e-child\" data-id=\"070ba55\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ob_use_container_extras&quot;:&quot;no&quot;,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-192bccc ob-has-background-overlay elementor-widget elementor-widget-image\" data-id=\"192bccc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_photomorph_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"743\" src=\"https:\/\/www.senoee.com\/wp-content\/uploads\/2023\/09\/illustration_valorisation_algo-1024x951.png\" class=\"attachment-large size-large wp-image-173\" alt=\"\" srcset=\"https:\/\/www.senoee.com\/wp-content\/uploads\/2023\/09\/illustration_valorisation_algo-1024x951.png 1024w, https:\/\/www.senoee.com\/wp-content\/uploads\/2023\/09\/illustration_valorisation_algo-300x279.png 300w, https:\/\/www.senoee.com\/wp-content\/uploads\/2023\/09\/illustration_valorisation_algo-768x713.png 768w, https:\/\/www.senoee.com\/wp-content\/uploads\/2023\/09\/illustration_valorisation_algo-1536x1427.png 1536w, https:\/\/www.senoee.com\/wp-content\/uploads\/2023\/09\/illustration_valorisation_algo.png 1964w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6c4e32e e-con-full e-flex e-con e-child\" data-id=\"6c4e32e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ob_use_container_extras&quot;:&quot;no&quot;,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cfdc497 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-text-editor\" data-id=\"cfdc497\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_use_harakiri&quot;:&quot;yes&quot;,&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_postman_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"p1\">L\u2019expertise pr\u00e9alable d\u2019assurance permet de d\u00e9terminer les capitaux assurables d\u2019une entreprise selon le r\u00e9f\u00e9rentiel CNPP 6109 (Fr).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a576600 elementor-widget__width-initial elementor-widget-mobile__width-initial ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-text-editor\" data-id=\"a576600\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_use_harakiri&quot;:&quot;yes&quot;,&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_postman_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"p1\" style=\"text-align: left;\">R\u00e9alis\u00e9e sur site, elle consiste \u00e0 recenser l\u2019ensemble des actifs (b\u00e2timents, \u00e9quipements, installations) et \u00e0 les \u00e9valuer en valeur \u00e0 neuf (reconstruction ou remplacement \u00e0 l\u2019identique) ainsi qu\u2019en valeur v\u00e9tust\u00e9 d\u00e9duite. Au-del\u00e0 des estimations financi\u00e8res, l\u2019expertise pr\u00e9alable int\u00e8gre \u00e9galement des informations techniques pr\u00e9cises sur le b\u00e2ti et les \u00e9quipements, offrant ainsi une vision compl\u00e8te et objective du patrimoine assur\u00e9.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3522060 e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"3522060\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;_ob_use_container_extras&quot;:&quot;no&quot;,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a806a00 e-con-full e-flex e-con e-child\" data-id=\"a806a00\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ob_use_container_extras&quot;:&quot;no&quot;,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ae91f9f ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-heading\" data-id=\"ae91f9f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_use_harakiri&quot;:&quot;yes&quot;,&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_harakiri_text_clip&quot;:&quot;none&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Objectifs de l\u2019expertise pr\u00e9alable<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b628973 e-con-full e-flex e-con e-child\" data-id=\"b628973\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ob_use_container_extras&quot;:&quot;no&quot;,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fdca46b ob-has-background-overlay elementor-widget elementor-widget-image\" data-id=\"fdca46b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_photomorph_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1052\" height=\"833\" src=\"https:\/\/www.senoee.com\/wp-content\/uploads\/2023\/09\/illustration_-collecte_donnees.png\" class=\"attachment-full size-full wp-image-36\" alt=\"\" srcset=\"https:\/\/www.senoee.com\/wp-content\/uploads\/2023\/09\/illustration_-collecte_donnees.png 1052w, https:\/\/www.senoee.com\/wp-content\/uploads\/2023\/09\/illustration_-collecte_donnees-300x238.png 300w, https:\/\/www.senoee.com\/wp-content\/uploads\/2023\/09\/illustration_-collecte_donnees-1024x811.png 1024w, https:\/\/www.senoee.com\/wp-content\/uploads\/2023\/09\/illustration_-collecte_donnees-768x608.png 768w\" sizes=\"(max-width: 1052px) 100vw, 1052px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ade3f75 e-con-full e-flex e-con e-child\" data-id=\"ade3f75\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ob_use_container_extras&quot;:&quot;no&quot;,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ac6b69 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-text-editor\" data-id=\"4ac6b69\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_use_harakiri&quot;:&quot;yes&quot;,&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_postman_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"p1\">L\u2019expertise pr\u00e9alable vise \u00e0 fiabiliser la valeur des biens assur\u00e9s, qu\u2019ils soient immobiliers ou mobiliers, afin d\u2019assurer une couverture adapt\u00e9e au risque r\u00e9el. Elle permet de :<\/p><ul><li class=\"p1\">D\u00e9terminer la juste valeur d\u2019assurance des actifs de l\u2019entreprise.<\/li><li class=\"p1\"><span class=\"s2\">\u00c9viter les sous-estimations susceptibles d\u2019entra\u00eener une <\/span>r\u00e8gle proportionnelle des capitaux en cas de sinistre.<\/li><li class=\"p1\">Pr\u00e9venir les sur\u00e9valuations et donc les exc\u00e8s de prime, notamment lors de l\u2019optimisation des contrats pour un patrimoine multisites.<\/li><li class=\"p1\">Faciliter les proc\u00e9dures d\u2019indemnisation, gr\u00e2ce \u00e0 des donn\u00e9es claires et homog\u00e8nes.<\/li><li class=\"p1\">Disposer d\u2019un rapport patrimonial d\u00e9taill\u00e9, pr\u00e9sentant un inventaire valoris\u00e9 en valeur \u00e0 neuf et en valeur v\u00e9tust\u00e9 d\u00e9duite, actualisable chaque ann\u00e9e.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f9b1e42 e-con-full e-flex e-con e-child\" data-id=\"f9b1e42\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ob_use_container_extras&quot;:&quot;no&quot;,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2aa93ae ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-text-editor\" data-id=\"2aa93ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_use_harakiri&quot;:&quot;yes&quot;,&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_postman_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"p1\">L\u2019expertise pr\u00e9alable ne se limite pas au site visit\u00e9 : elle constitue la base d\u2019une lecture homog\u00e8ne du patrimoine \u00e0 l\u2019\u00e9chelle de l\u2019entreprise.<\/p><p class=\"p1\">Cette comparabilit\u00e9 entre sites est essentielle pour les Risk Managers, les courtiers et les assureurs, qui doivent pouvoir analyser et consolider les valeurs assur\u00e9es sur des bases objectives.<\/p><p class=\"p1\">Pour r\u00e9pondre \u00e0 ces enjeux, Senoee a d\u00e9velopp\u00e9 une m\u00e9thodologie de collecte et de valorisation de donn\u00e9es normalis\u00e9e, permettant \u00e0 nos experts de produire des rapports coh\u00e9rents et exploitables. C\u2019est dans cette logique que nous avons cr\u00e9\u00e9 l\u2019outil Assess, con\u00e7u pour partager une pratique commune et fiabiliser la valorisation des actifs \u00e0 grande \u00e9chelle.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-440384a e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"440384a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;_ob_use_container_extras&quot;:&quot;no&quot;,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ad38852 e-con-full e-flex e-con e-child\" data-id=\"ad38852\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ob_use_container_extras&quot;:&quot;no&quot;,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1264b1f ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-heading\" data-id=\"1264b1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_use_harakiri&quot;:&quot;yes&quot;,&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_harakiri_text_clip&quot;:&quot;none&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">ASSESS, l\u2019alli\u00e9 de nos experts<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b006501 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-text-editor\" data-id=\"b006501\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_use_harakiri&quot;:&quot;yes&quot;,&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_postman_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"p1\">ASSESS est l\u2019outil d\u2019expertise d\u00e9velopp\u00e9 par Senoee pour <strong>structurer, consolider et valoriser les donn\u00e9es collect\u00e9es<\/strong> sur le terrain.<\/p><p class=\"p1\">Il permet d\u2019optimiser les temps d\u2019expertise pr\u00e9alable tout en garantissant la coh\u00e9rence et la comparabilit\u00e9 des informations entre les diff\u00e9rents sites.<\/p><p class=\"p1\">Ses principales fonctionnalit\u00e9s :<\/p><ul><li class=\"p1\"><strong>Collecte de donn\u00e9es techniques personnalis\u00e9e<\/strong> pour une saisie intuitive et homog\u00e8ne sur le terrain.<\/li><li class=\"p1\"><strong>Structuration et normalisation automatique<\/strong> des donn\u00e9es d\u2019expertise.<\/li><li class=\"p1\"><strong>Valorisation int\u00e9gr\u00e9e<\/strong>, bas\u00e9e sur les r\u00e9f\u00e9rentiels et mod\u00e8les de calcul Senoee.<\/li><li class=\"p1\"><strong>G\u00e9n\u00e9ration de rapports<\/strong> dynamiques et personnalis\u00e9s.<\/li><li class=\"p1\"><strong>Interop\u00e9rabilit\u00e9 totale<\/strong> entre les diff\u00e9rentes expertises pour une lecture consolid\u00e9e du patrimoine.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a236380 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"a236380\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;,&quot;_ob_use_container_extras&quot;:&quot;no&quot;,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-192d1e1 e-transform ob-has-background-overlay elementor-widget elementor-widget-image\" data-id=\"192d1e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.05,&quot;sizes&quot;:[]},&quot;_ob_photomorph_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1919\" height=\"887\" src=\"https:\/\/www.senoee.com\/wp-content\/uploads\/2025\/12\/SENOEE_Expertise-prealable_Assess-1.png\" class=\"attachment-full size-full wp-image-4801\" alt=\"\" srcset=\"https:\/\/www.senoee.com\/wp-content\/uploads\/2025\/12\/SENOEE_Expertise-prealable_Assess-1.png 1919w, https:\/\/www.senoee.com\/wp-content\/uploads\/2025\/12\/SENOEE_Expertise-prealable_Assess-1-300x139.png 300w, https:\/\/www.senoee.com\/wp-content\/uploads\/2025\/12\/SENOEE_Expertise-prealable_Assess-1-1024x473.png 1024w, https:\/\/www.senoee.com\/wp-content\/uploads\/2025\/12\/SENOEE_Expertise-prealable_Assess-1-768x355.png 768w, https:\/\/www.senoee.com\/wp-content\/uploads\/2025\/12\/SENOEE_Expertise-prealable_Assess-1-1536x710.png 1536w\" sizes=\"(max-width: 1919px) 100vw, 1919px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ded648c e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"ded648c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;_ob_use_container_extras&quot;:&quot;no&quot;,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-0647b58 e-con-full e-flex e-con e-child\" data-id=\"0647b58\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ob_use_container_extras&quot;:&quot;no&quot;,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d63e941 e-transform ob-has-background-overlay elementor-widget elementor-widget-image\" data-id=\"d63e941\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.05,&quot;sizes&quot;:[]},&quot;_ob_photomorph_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"413\" src=\"https:\/\/www.senoee.com\/wp-content\/uploads\/2025\/12\/SENOEE_Expertise-prealable_Assess-2-1024x528.png\" class=\"attachment-large size-large wp-image-4802\" alt=\"\" srcset=\"https:\/\/www.senoee.com\/wp-content\/uploads\/2025\/12\/SENOEE_Expertise-prealable_Assess-2-1024x528.png 1024w, https:\/\/www.senoee.com\/wp-content\/uploads\/2025\/12\/SENOEE_Expertise-prealable_Assess-2-300x155.png 300w, https:\/\/www.senoee.com\/wp-content\/uploads\/2025\/12\/SENOEE_Expertise-prealable_Assess-2-768x396.png 768w, https:\/\/www.senoee.com\/wp-content\/uploads\/2025\/12\/SENOEE_Expertise-prealable_Assess-2-1536x792.png 1536w, https:\/\/www.senoee.com\/wp-content\/uploads\/2025\/12\/SENOEE_Expertise-prealable_Assess-2.png 1905w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7faf7b5 e-con-full e-flex e-con e-child\" data-id=\"7faf7b5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ob_use_container_extras&quot;:&quot;no&quot;,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8424065 e-transform ob-has-background-overlay elementor-widget elementor-widget-image\" data-id=\"8424065\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.05,&quot;sizes&quot;:[]},&quot;_ob_photomorph_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"413\" src=\"https:\/\/www.senoee.com\/wp-content\/uploads\/2025\/12\/SENOEE_Expertise-prealable_Assess-3-1024x529.png\" class=\"attachment-large size-large wp-image-4803\" alt=\"\" srcset=\"https:\/\/www.senoee.com\/wp-content\/uploads\/2025\/12\/SENOEE_Expertise-prealable_Assess-3-1024x529.png 1024w, https:\/\/www.senoee.com\/wp-content\/uploads\/2025\/12\/SENOEE_Expertise-prealable_Assess-3-300x155.png 300w, https:\/\/www.senoee.com\/wp-content\/uploads\/2025\/12\/SENOEE_Expertise-prealable_Assess-3-768x397.png 768w, https:\/\/www.senoee.com\/wp-content\/uploads\/2025\/12\/SENOEE_Expertise-prealable_Assess-3-1536x794.png 1536w, https:\/\/www.senoee.com\/wp-content\/uploads\/2025\/12\/SENOEE_Expertise-prealable_Assess-3.png 1903w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a57a6cc e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"a57a6cc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;_ob_use_container_extras&quot;:&quot;no&quot;,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fd26ff5 elementor-align-center elementor-mobile-align-center ob-has-background-overlay elementor-widget elementor-widget-button\" data-id=\"fd26ff5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_butterbutton_use_it&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-grow\" href=\"mailto:contact@senoee.com?subject=Demande%20de%20d\u00e9monstration%20de%20l&#039;outil%20ASSESS&#038;body=Bonjour,%0D%0A%0D%0AJe%20me%20suis%20rendu%20sur%20votre%20site%20Senoee.com%20et%20souhaiterais%20avoir%20une%20d\u00e9monstration%20de%20votre%20outil%20ASSESS.%0D%0A%0D%0AMerci,%0D%0A%5Bvotre%20nom%5D\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">D\u00e9couvrez l'outil ASSESS<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>EXPERTISE PR\u00c9ALABLE Fiabilisez l&rsquo;expertise pr\u00e9alable de vos sites assur\u00e9s Appuyez-vous sur une collecte terrain structur\u00e9e et homog\u00e8ne pour produire des valeurs techniques justifiables et comparables. Senoee associe le savoir-faire historique de l\u2019expertise pr\u00e9alable \u00e0 la puissance des algorithmes pour fiabiliser les valeurs d\u00e9clar\u00e9es sur la ligne dommages aux biens. Notre approche garantit des donn\u00e9es structur\u00e9es, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"folder":[40],"class_list":["post-10","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>SENOEE \u2013 Expertise pr\u00e9alable et fiabilisation des valeurs<\/title>\n<meta name=\"description\" content=\"Fiabilisez la valeur de vos biens assur\u00e9s gr\u00e2ce \u00e0 l\u2019expertise pr\u00e9alable SENOEE. Des donn\u00e9es structur\u00e9es pour une ma\u00eetrise du risque assurantiel.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.senoee.com\/en\/insurance-appraisal\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"SENOEE \u2013 Expertise pr\u00e9alable et fiabilisation des valeurs\" \/>\n<meta property=\"og:description\" content=\"Fiabilisez la valeur de vos biens assur\u00e9s gr\u00e2ce \u00e0 l\u2019expertise pr\u00e9alable SENOEE. 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