{"id":5606,"date":"2026-06-17T17:08:53","date_gmt":"2026-06-17T15:08:53","guid":{"rendered":"https:\/\/www.senoee.com\/?p=5606"},"modified":"2026-06-17T17:08:55","modified_gmt":"2026-06-17T15:08:55","slug":"sinistralite-record-primes-en-baisse-notre-analyse-du-marche-tre-2024-2026","status":"publish","type":"post","link":"https:\/\/www.senoee.com\/en\/sinistralite-record-primes-en-baisse-notre-analyse-du-marche-tre-2024-2026\/","title":{"rendered":"Sinistralit\u00e9 record, primes en baisse : notre analyse du march\u00e9 TRE 2024-2026"},"content":{"rendered":"<p>2025 est la deuxi\u00e8me ann\u00e9e la plus co\u00fbteuse en sinistralit\u00e9 TRE depuis vingt ans.<\/p>\n\n\n\n<p>C&rsquo;est aussi l&rsquo;ann\u00e9e o\u00f9 les primes ont commenc\u00e9 \u00e0 baisser.<br>Ce que nos \u00e9quipes ont document\u00e9 \u00e9claire directement les arbitrages \u00e0 faire avant votre prochain renouvellement.<\/p>\n\n\n\n<p>En partant des donn\u00e9es France Assureurs, Marsh, Verlingue, Swiss Re et AXA XL nous avons analys\u00e9 les six tendances structurantes du march\u00e9 Grands Risques :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>L&rsquo;\u00e9tat r\u00e9el de la sinistralit\u00e9,<\/li>\n\n\n\n<li>Les conditions du retournement tarifaire,<\/li>\n\n\n\n<li>La d\u00e9rive des valeurs assurantielles,<\/li>\n\n\n\n<li>La mont\u00e9e des risques climatiques,<\/li>\n\n\n\n<li>Les nouvelles exigences de souscription<\/li>\n\n\n\n<li>L&rsquo;\u00e9volution des capacit\u00e9s de r\u00e9assurance.<\/li>\n<\/ul>\n\n\n\n<p>Six tendances, une m\u00eame ligne de fond : la qualit\u00e9 des donn\u00e9es d\u00e9clar\u00e9es d\u00e9cide d\u00e9sormais des conditions obtenues au renouvellement.<\/p>\n\n\n\n<p>Le d\u00e9tail de notre analyse, les chiffres et les sources se trouvent dans le rapport complet.<\/p>\n\n\n\n<p><strong>\u00c0 t\u00e9l\u00e9charger et \u00e0 partager avec votre r\u00e9seau.<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img fetchpriority=\"high\" decoding=\"async\" width=\"743\" height=\"1024\" src=\"https:\/\/www.senoee.com\/wp-content\/uploads\/2026\/05\/Capture-decran-2026-05-28-a-13.50.59-743x1024.png\" alt=\"\" class=\"wp-image-5587 size-full\" srcset=\"https:\/\/www.senoee.com\/wp-content\/uploads\/2026\/05\/Capture-decran-2026-05-28-a-13.50.59-743x1024.png 743w, https:\/\/www.senoee.com\/wp-content\/uploads\/2026\/05\/Capture-decran-2026-05-28-a-13.50.59-218x300.png 218w, https:\/\/www.senoee.com\/wp-content\/uploads\/2026\/05\/Capture-decran-2026-05-28-a-13.50.59-768x1058.png 768w, https:\/\/www.senoee.com\/wp-content\/uploads\/2026\/05\/Capture-decran-2026-05-28-a-13.50.59-9x12.png 9w, https:\/\/www.senoee.com\/wp-content\/uploads\/2026\/05\/Capture-decran-2026-05-28-a-13.50.59.png 980w\" sizes=\"(max-width: 743px) 100vw, 743px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p><a href=\"https:\/\/www.senoee.com\/wp-content\/uploads\/2026\/05\/Senoee_Tendances-Grands-Risques_2024_2026-1-1.pdf\">D\u00e9couvrez le rapport complet TRE 2025-2026<\/a><\/p>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>2025 est la deuxi\u00e8me ann\u00e9e la plus co\u00fbteuse en sinistralit\u00e9 TRE depuis vingt ans. C&rsquo;est aussi l&rsquo;ann\u00e9e o\u00f9 les primes ont commenc\u00e9 \u00e0 baisser.Ce que nos \u00e9quipes ont document\u00e9 \u00e9claire directement les arbitrages \u00e0 faire avant votre prochain renouvellement. En partant des donn\u00e9es France Assureurs, Marsh, Verlingue, Swiss Re et AXA XL nous avons analys\u00e9 [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":5614,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[28],"tags":[],"post_folder":[],"class_list":["post-5606","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actus"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Sinistralit\u00e9 record, primes en baisse : notre analyse du march\u00e9 TRE 2024-2026 - Senoee<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.senoee.com\/en\/sinistralite-record-primes-en-baisse-notre-analyse-du-marche-tre-2024-2026\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Sinistralit\u00e9 record, primes en baisse : notre analyse du march\u00e9 TRE 2024-2026 - Senoee\" \/>\n<meta property=\"og:description\" content=\"2025 est la deuxi\u00e8me ann\u00e9e la plus co\u00fbteuse en sinistralit\u00e9 TRE depuis vingt ans. C&rsquo;est aussi l&rsquo;ann\u00e9e o\u00f9 les primes ont commenc\u00e9 \u00e0 baisser.Ce que nos \u00e9quipes ont document\u00e9 \u00e9claire directement les arbitrages \u00e0 faire avant votre prochain renouvellement. En partant des donn\u00e9es France Assureurs, Marsh, Verlingue, Swiss Re et AXA XL nous avons analys\u00e9 [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.senoee.com\/en\/sinistralite-record-primes-en-baisse-notre-analyse-du-marche-tre-2024-2026\/\" \/>\n<meta property=\"og:site_name\" content=\"Senoee\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-17T15:08:53+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-17T15:08:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.senoee.com\/wp-content\/uploads\/2026\/06\/couverture-blog-.png?ver=1781708373\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"683\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Priscillia Berjat\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Priscillia Berjat\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.senoee.com\/sinistralite-record-primes-en-baisse-notre-analyse-du-marche-tre-2024-2026\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.senoee.com\/sinistralite-record-primes-en-baisse-notre-analyse-du-marche-tre-2024-2026\/\"},\"author\":{\"name\":\"Priscillia Berjat\",\"@id\":\"https:\/\/www.senoee.com\/#\/schema\/person\/a1572c2dd41fc543376d5cd974057d5c\"},\"headline\":\"Sinistralit\u00e9 record, primes en baisse : notre analyse du march\u00e9 TRE 2024-2026\",\"datePublished\":\"2026-06-17T15:08:53+00:00\",\"dateModified\":\"2026-06-17T15:08:55+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.senoee.com\/sinistralite-record-primes-en-baisse-notre-analyse-du-marche-tre-2024-2026\/\"},\"wordCount\":174,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.senoee.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.senoee.com\/sinistralite-record-primes-en-baisse-notre-analyse-du-marche-tre-2024-2026\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.senoee.com\/wp-content\/uploads\/2026\/06\/couverture-blog-.png?ver=1781708373\",\"articleSection\":[\"Actualit\u00e9s\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.senoee.com\/sinistralite-record-primes-en-baisse-notre-analyse-du-marche-tre-2024-2026\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.senoee.com\/sinistralite-record-primes-en-baisse-notre-analyse-du-marche-tre-2024-2026\/\",\"url\":\"https:\/\/www.senoee.com\/sinistralite-record-primes-en-baisse-notre-analyse-du-marche-tre-2024-2026\/\",\"name\":\"Sinistralit\u00e9 record, primes en baisse : notre analyse du march\u00e9 TRE 2024-2026 - 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